How to Convert TikTok Coins to Money

TikTok coins have become an important way for creators to earn on the platform, acting as the in-app currency viewers use to send gifts during live streams. While purchasing coins is straightforward, turning them into real money involves a multi-step process, from coins to gifts, then Diamonds, and finally cash. Understanding conversion rates, eligibility requirements, and platform fees is crucial for maximizing earnings.

 Beyond collecting revenue, creators also need practical tools to manage and reinvest their income efficiently. Platforms like Bycard provide secure ways to handle payments, track spending, and plan budgets, making it easier for creators to turn TikTok coins into meaningful, sustainable revenue while supporting long-term growth and content creation.

Before we dive into converting TikTok coins into cash, it’s important to understand what they are. TikTok coins are a form of in-app currency used to buy gifts for creators during live streams. Each coin represents a certain real-world value, and the more coins you have, the more gifts you can give or receive.

• Purchase method: Users buy TikTok coins using real money through the TikTok app.
• Conversion rate: Coins vary in price by region, but generally, 100 coins cost about $1.29 USD.
• Usage: Coins can be exchanged for gifts or redeemed by creators for Diamonds, which can then be converted to money.

How TikTok Coins Work in Earnings

To convert TikTok coins to cash, you first need to understand the earning mechanism:

1. Receive gifts: When a viewer sends you gifts during a live stream, they spend their coins.
   
2. Convert to Diamonds: TikTok converts received gifts into Diamonds. For example, if someone sends a $5 gift, TikTok credits your account with Diamonds worth a portion of that value.
   
3. Withdraw money: Diamonds can then be cashed out via TikTok’s creator fund or payment partners like PayPal, depending on your country.
   

This stepwise process ensures transparency and makes it easier for creators to understand how coins translate into earnings.

Who Can Earn From TikTok Coins

Not every account can convert coins into money. Key requirements:

• Must be 18+ and compliant with TikTok policies.
  
• Certain regions don’t support payouts yet (some countries in Africa and Asia).
  
• Business accounts or public interest accounts may not earn from live gifts.
  
• TikTok may require a minimum number of followers (often 1,000–10,000) to see meaningful earnings.
  

These eligibility requirements are crucial for creators to understand before investing in live content.

Step‑by‑Step: How TikTok Coins Get Turned Into Money

If you’re trying to make real income from TikTok, here’s the practical process to follow:

Step 1: Accumulate TikTok Coins

• Users purchase coins from TikTok’s wallet within the app.
• The price varies by country and platform (iOS/Android).
  

Step 2: Receive Gifts With TikTok Coins

• Go live and encourage your audience to send gifts.
• Each gift has a value in coins, which you’ll receive as Diamonds.
  

Step 3: Diamonds, Not Coins, Lead to Cash

• TikTok automatically adds Diamonds to your creator balance based on gifts.
• Diamonds are the currency that TikTok will let you cash out.
  

Step 4: Cash Out Diamonds

• Link TikTok payments to a supported payout service (bank or PayPal where available).
• Follow TikTok’s withdrawal steps to get real money transferred to you.

This flow shows that TikTok coins are a means to an end, not the end itself.

How Creators can Maximize TikTok Coins

Most creators miss a few data‑backed insights about maximizing earnings from TikTok coins:

• Know your conversion: TikTok converts gifts to Diamonds at an internal rate; it’s typically less than the total amount viewers spend on coins, so plan content accordingly.
  
• Set thresholds: TikTok requires creators to hit a minimum withdrawal amount.
  
• Plan live sessions: Regular live content means more opportunities for gift‑giving and Diamonds.
  
• Watch fees: Withdrawal and payout fees vary by method and country.
  

Potential Creator Earnings

Viewer Spends (Coins)	Diamonds Received	Estimated Creator Cash
100	50	~$0.25–$0.30 USD
1,000	500	~$2.50–$3.00 USD
10,000	5,000	~$25–$30 USD
50,000	25,000	~$125–$150 USD

These numbers help creators plan and understand potential income.

How Bycard Helps TikTok Creators Manage Earnings and Spend

Creators who monetize TikTok with TikTok coins often also need good financial tools for payments, ad spend, and online purchases, that’s where Bycard comes in. Bycard is a digital payment platform focused on virtual cards, budgeting, and global transactions that can help creators handle money more efficiently.

What Bycard Offers

• Instant Virtual Cards: Easily generate Visa or Mastercard virtual credit cards in minutes, perfect for online spend or ad budgets.
  
• Global Usage: Spend worldwide without currency conversion headaches, useful if you’re advertising on TikTok, Google, or Meta platforms.
  
• Budget Management Tools: Track and control spending in real time, with dashboards for bills, budgeting, and reconciliation.
  
• Bill Pay and Expense Reporting: Cleared and organized payments help creators and small businesses keep financials tidy.
  

This means that once you’ve converted TikTok coins to real money, Bycard can help you manage that income efficiently, whether you’re paying for media buys, subscriptions, or services that grow your reach.

Using Bycard With Your TikTok Earnings

Creators often use their earnings, including what they make from TikTok coins, to reinvest in growth:

Smart Payment Solutions for Creators

With Bycard:

• Creators can allocate budgets for ads on TikTok or other platforms, separate cards and spending limits make tracking easier.
  
• Bill payments can be handled with virtual card payments without exposing bank details.
  

Managing Multiple Revenue Streams

Many creators have earnings from multiple channels. Bycard’s tools can centralize:

• Ad budgets
  
• Subscription payments
  
• Equipment purchases
  
• Vendor bills
  

This gives creators a clearer view of cash flow after converting TikTok coins to actual income.

What You Can Do With TikTok Coins

Role	What You Can Do	Can You Cash Out?
Viewer	Buy coins to send gifts	No
Creator	Receive gifts that convert to Diamonds	Yes

This table shows that only creators benefit from earning back money through live gifting, not viewers spending coins.